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| Carol N. Ziegenhagen |
Colorado Real Estate |
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Experts to help in the Buying Process
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As we proceed through your real estate purchase, you will be using experts in a number of other fields. Although I do not recommend one expert over another, I can give you names which you might find helpful.
Experienced Loan Experts - I can help you shop interest rates and lenders.
Property Inspectors - There are no licensing requirements for inspectors in Colorado - most inspectors acquire their education from various professional organizations. Ask about qualification and insurance. Most inspectors will do radon and asbestos testing but might not test for lead-based paint. Mold could be a problem and some inspectors are not competent to look for it. A structural engineer would probably be best for structural integrity.
- Joe Sobel, EJR Enterprises, 303-651-3920
- Martin Newmark, Abacus Inspection Service, 303-554-5840
- Chuck Melecco, Inspect Services, 303-651-3599
- Kenton Shepard, CMI, Peak to Prairie, 303-258-8289 cell:303-588-5179
- Mold Inspector: – John Higgins, R.E.S.A, 720-652-9800
Appraisers - If you are purchasing property needing financing then the lender usually chooses the appraiser. If you are purchasing for cash, assumption or owner carry financing, you will choose the appraiser.
- Leslie Graves, Irvin & Hendrick, 303-444-9771
- Erik Wysock, Mountain Ridge Appraising, 970-622-9915
- Adam Howell, Rocky Mountain Appraisal Group, 303-453-8859
Home Warranty Companies - There are many companies that sell home warranty policies. Read the fine print carefully as to what is and is not covered as well as the deductibles.
- Dianne Creamer, 2-10 Home Buyers Warranty, 720-341-7206
- Desiree Landt, Blue Ribbon Home Warranty, 303-842-9891
Surveyors - If you are financing the property, the title insurance company may require an “Improvement Location Certificate”. This is not a staked survey, does not guarantee the location of lot lines and may not be used for fencing or add-ons to improvements. If you contemplate improvements or want to know the exact property lines, it might be best to apply the cost of the Improvement Location Certificate to the cost of a staked survey. You may work with the title company if you have a preference for a particular surveyor.
- Sterling Vennink, Flatirons Surveying, 303-443-7001
- Steven Sellars, Flagstaff Surveying, 303-499-9737
- Rob Hall, 303-972-6640
Well and Septic or Sewer Line Inspection - Discuss with the inspector whether the inspection will be surface or subsurface. What is involved in the inspection and the inspector’s qualifications.
- Gapter Septic Systems, 303-666-6404
- Boulder Water and Well, 303-442-1911
- Well And Septic, 303-254-7770
- John’s Well Service, 303-444-7237
Title Insurance - The Seller will give you a title insurance policy insuring you against defects in title, with exceptions. If you finance your purchase, you must furnish to the lender, a mortgagee (lender) title insurance policy. You may purchase this policy from any title company that you choose. However, if you use the same title company that writes your policy it will cost much less than if you use a different title company.
- United Title Company, 303-440-0511
- Commonwealth Land Title Insurance Co., 303-447-9450
- Land Title Guarantee Company, 303-444-4101
Radon Mitigation
- Terry Nelson ASEC, 303-774-6532
Home and Property Insurance
- Wes Goodson, Independent Agent, (303) 507-9476
- Gary Mercer, State Farm Insurance, (303) 442-2333
- Melissa Miller Insurance Agency, Inc., 303-44-1440
Other Resources - For a range of other helpful resourses, check out:
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